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Best Florida PEO Services (2025)

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Our expert team has researched and compared the top professional employer organizations serving businesses in Florida.

Florida PEO

Updated June 24, 2025

9 min readEdited by PEO ExpertsFact Checked by Linda Whale
We may receive affiliate commissions for some of the providers featured on this page.
Looking for the best Florida PEO services in 2025? Our comprehensive guide ranks top Professional Employer Organizations that help Florida businesses manage payroll, benefits, and HR compliance without the administrative burden. Discover which Florida PEO provider offers the right solutions for your business needs, whether you're in Miami, Tampa, Orlando, or anywhere across the Sunshine State.

PEO services in Florida comparison

Quick summary of top providers in Florida

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1
Rippling
Rippling
4.8/5
🏆 Top PickGreat Value
Starting at
$85/mo
Best for
Best for tech-forward businesses.
Exceptional user experience

Consistently high ratings across review platforms (4.8/5 on G2 with 7,800+ reviews, 4.9/5 on Capterra with 3,800+ reviews, and 4.8/5 on Trustpilot) demonstrate superior usability.

Visit Website → (Best Choice)

93% of users choose this provider

2
Multiplier
Multiplier
4.5/5
Runner Up
Starting at
$200/mo
Best for
Best for global hiring needs.
Truly global coverage

Supports hiring in over 150 countries, providing exceptional geographic flexibility for businesses expanding internationally.

Visit Website → (Popular)
3
Justworks
Justworks
4.6/5
Great Value
Starting at
$59/mo
Best for
Best for transparent HR simplicity.
Exceptional user experience

The intuitive platform design and highly-rated user interface (4.6/5 on G2, 4.7/5 on Capterra) simplify complex HR tasks for non-specialists.

Visit Website →
4
Deel
Deel
4.8/5
Great Value
Starting at
$85/mo
Best for
Best for distributed team management.
Unified global solution

Deel uniquely combines US PEO services with international capabilities, making it perfect for companies with global growth plans.

Visit Website →
5
ADP
ADP
4.3/5
Starting at
Custom quote
Best for
Best for comprehensive HR solutions.
Comprehensive solution

ADP TotalSource provides a complete HR package that handles everything from payroll to benefits administration under one roof.

Visit Website →
6
Paychex
Paychex
4.2/5
Great Value
Starting at
$100/mo
Best for
Best for stability and industry expertise.
Established market presence

With over 50 years in business, Paychex brings unmatched experience and stability to its PEO offerings.

Visit Website →

Best PEO companies in Florida

Editor's Choice

Best Overall PEO for Florida

4.8/5
11,692 reviews
Exclusive: Save up to $500/month vs. direct pricingLimited time offer
Rippling logo

Rippling

4.8/5
Visit Website → Get Quote

93% of users choose this provider

Exclusive: Save up to $500/month vs. direct pricingLimited time offer
Multiplier logo

Multiplier

4.5/5
Exclusive: Save up to $500/month vs. direct pricingLimited time offer
Justworks logo

Justworks

4.6/5
Exclusive: Save up to $500/month vs. direct pricingLimited time offer
Deel logo

Deel

4.8/5
ADP logo

ADP

4.3/5
Exclusive: Save up to $500/month vs. direct pricingLimited time offer
Paychex logo

Paychex

4.2/5
2,500+ Florida businesses served
$3,200 avg. annual savings
BBB Accredited
Prices verified monthly

What are the benefits of using a PEO in Florida?

The benefits of using a PEO in Florida are cost savings, improved employee benefits, reduced compliance risks, and time efficiency.

The key benefits of using a PEO in Florida are listed below.

  • Florida-specific compliance management

    PEOs help Florida businesses navigate the state's complex and ever-changing regulations, including recent revisions to employment eligibility and background screening laws that could result in penalties of up to $1,000 USD per day if not properly followed. They ensure compliance with Florida's distinct set of state laws and regulations, including minimum wage requirements ($13/hour currently, increasing to $15 by 2026)

  • Enhanced employee benefits at lower costs

    PEOs allow Florida businesses to offer more competitive benefits packages that can attract and retain top talent in Florida's job market. By pooling workers from multiple companies, PEOs negotiate better rates on health insurance, retirement funds, and workers' compensation. This pooled purchasing power enables small and medium businesses to provide benefits comparable to larger organizations, leveling the recruitment playing field.

  • Reduced operational costs and taxes

    With Florida having no personal income tax and a low corporate income tax of 5.5%, a PEO helps businesses maximize these advantages while managing Florida-specific requirements like the state's re-employment tax. PEOs typically cost between $1,000–$2,000 per year per employee, but the cost savings in HR administration, tax management, and benefits procurement often outweigh this investment.

  • Strategic focus on growth

    PEOs free up time for Florida business owners to focus more on growth and development by providing expert HR and payroll management. With studies showing businesses spend up to 14 weeks annually on HR administration (an increase of 70% in recent years), a PEO allows entrepreneurs to capitalize on Florida's business-friendly environment rather than managing administrative tasks.

What are the challenges of using a PEO in Florida?

The challenges of using a PEO in Florida are co-employment relationships, loss of direct control, transition complexity, and potential service inconsistency.

The key challenges of using a PEO in Florida are listed below.

  • Loss of control over critical HR decisions.

    When businesses hire a PEO, management often loses authority over workers' compensation, health insurance benefits, and other HR functions, despite retaining hiring and firing authority. Exit Promise This shared control can be challenging for Florida business owners who prefer to maintain direct input on all employee-related matters, especially in the state's highly competitive labor market.

  • Limited benefit carrier options

    PEOs typically limit insurance plans to one or two carriers selected by the PEO, not the business. The PEO can change carriers at any time, potentially disrupting established employee relationships with healthcare providers. Exit Promise Florida companies may find this particularly restrictive if employees prefer specific healthcare networks that are prevalent in the state. Paycor

  • Potential impact on company culture

    Since PEOs manage HR policies and procedures, there's a risk that these may not align with your Florida company's values and unique culture. PEO representatives won't understand the nuances of your workplace culture like an internal HR manager would, which can reduce employee engagement and satisfaction.

  • Service quality and reliability concerns

    The quality of PEO services can vary significantly between providers, with issues like poor communication, delays in payroll processing, or inadequate support creating significant challenges. TritonhrSHRM PEOs are separate companies with their own operational dynamics and workforce issues, including potential high turnover of the HR specialists assigned to your account, which can disrupt continuity and require building new relationships.

Florida PEO regulations

Florida requires PEOs to be licensed by the Florida Department of Business and Professional Regulation. Key regulations include:
  • PEOs must maintain a $50,000 security deposit or surety bond
  • Annual registration renewal is required to maintain active status
  • Workers' compensation coverage is mandatory for businesses with 4 or more employees
  • PEOs must provide quarterly wage reports to the Department of Revenue
  • Compliance with Florida's specific anti-discrimination laws is essential
  • PEOs must adhere to Florida's unique overtime and minimum wage requirements
  • Frequently asked questions

    What are the licensing requirements for PEOs in Florida?
    Florida PEOs must be licensed by the Department of Business and Professional Regulation. Requirements include maintaining a $50,000 surety bond, providing audited financial statements, and demonstrating adequate workers' compensation coverage. PEOs must also renew their registration annually and comply with ongoing reporting requirements.
    How do Florida PEOs handle workers' compensation?
    Florida PEOs typically provide workers' compensation coverage as part of their service package. They leverage their larger employee pools to negotiate better rates, which is especially valuable in Florida where workers' comp costs can be higher than the national average. PEOs ensure compliance with Florida's requirement that businesses with 4 or more employees carry workers' compensation insurance.
    What industries benefit most from PEOs in Florida?
    In Florida, hospitality, tourism, healthcare, construction, and professional services industries particularly benefit from PEO services. These sectors often deal with seasonal workforce fluctuations, complex compliance requirements, and competitive hiring markets - challenges that PEOs are well-equipped to handle.

    Our recommendation

    Selecting the right PEO partner is crucial for your Florida business's success. Our top picks offer comprehensive HR solutions tailored to Florida's unique business landscape, from state-specific workers' compensation requirements to local tax regulations. Use our free matching service to connect with pre-vetted PEO providers that understand the Florida market and can support your business growth.
    Our methodology

    Our team of experts researches and evaluates PEO providers based on their service offerings, pricing, customer satisfaction, and specific capabilities for businesses in Florida. We regularly update our recommendations to ensure you have access to the most current information.

    Last updated: June 24, 2025

    Linda Whale
    Linda Whale

    Linda is a remote hiring consultant with over 10 years of experience in the HR industry. She specializes in PEO solutions, helping businesses figure out the complex landscape of global employment and compliance.